Affirm will remind you of any upcoming payments via SMS or email & has a dedicated customer services team for any questions you have.
How It Works
1. GO TO CHECKOUT
Add the products you’d like to order to your cart and proceed to checkout.
2. APPLY FOR AFFIRM FINANCING
During checkout, select Affirm as your payment option and fill out a quick application. Affirm will provide a real-time loan decision. When approved, simply choose your payment terms and confirm your loan.
3. CONFIRM DETAILS & PLACE ORDER
Enter your personal details and shipping information, review your order, and complete checkout.
4. PAY OVER TIME
Depending on your selected payment terms, you may have 3 to 36 month financing with rates ranging from 10 to 30% APR*.
*Your rate will be 10-30% APR on purchases above $500. Subject to credit check and approval. For example, a $500 purchase might cost $46.97/mo for 12 months at 10% APR. Payment options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See affirm.com/help for details.
Affirm is a financing company that strives to keep you out of unhealthy debt by providing fair, transparent credit so you can pay over time for the things you love. Affirm offers affordable monthly payments at a pace you choose—usually 3, 6, or 12 months—so you're in control. From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or other hidden fees.
Does Affirm charge additional fees?
No. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Your APR may be different depending on your creditworthiness. The exact terms that apply to your purchase will be given when you check out with Affirm.
Will my personal data be protected?
Absolutely. Protecting your data is our top priority. We meet all industry standards for protecting your personal information. Affirm’s policies safeguard the collection, use, and disclosure of your information.
Will my credit score be affected by checking my eligibility?
No. Checking your eligibility for financing through Affirm will never affect your credit score.
Why wasn’t my purchase approved?
We’re sorry your application couldn’t be approved at this time. There are a variety of reasons this might have occurred. Please check your inbox for an email with more information about why your application wasn’t approved.